Private Student Loan Refinance Calculator – Kodi muyenera kulipira ngongole kwa wophunzira wanu mpaka kalekale? Chowerengera cholipira ngongole ya ophunzira, mutha kuwona njira yotetezeka kwambiri yochotsera ngongole ya ophunzira!
Calculator iyi imagwiranso ntchito ngati chowerengera chobwezera ngongole za ophunzira kuti muwone kuchuluka kwa zomwe mungakulipire ngongole ya ophunzira anu pobweza, kubweza ngongole za ophunzira, kapena zonse ziwiri!
Private Student Loan Refinance Calculator
Kwagwanji? (%) Lowetsani avareji yolemedwa yangongole zanu zonse zapano.
Here’s How To Refinance Student Loans At Ridiculously Low Rates
Ndalama Zowonjezera Zolipirira Lowetsani ndalama zilizonse zomwe mungawonjezere pamalipiro anu apamwezi.Ngati mulibe malipiro, lembani “0”.
Kodi mukufuna ad sikre va waka happai ngati mukukonzanso? Sankhani “Inde” ngati mukufuna kuganizira zobweza ngongole yanu yachiwongola dzanja chochepa. Apo ayi, sankhani “Ayi”.
Mulingo wa chiwongola dzanja chomwe mukufuna kupeza pakubweza ndalama (%) Dziwani kuti izi sizikutsimikizira mtengo Mlingo wa chiwongola dzanja womwe ulipo kuchokera kwa obwereketsa, onani tebulo ili m’munsimu.
Kulipira ngongole za ophunzira ndikofulumira komanso kosavuta. Obwereketsa amatha kusunga madola masauzande ambiri pachiwongola dzanja ndikusunga ndalama posunga.
Student Loan Consolidation Program
Kuonjezera apo, mudzayika chiŵerengero chanu cha ngongole ndi ndalama, zomwe zingakhale zofunikira kwambiri ngati mukuyesera kugula nyumba kapena kuchita bizinesi yangongole, osatchulapo mtendere wamaganizo umene simungatenge. Ngongole zambiri
Yang’anani kuti muwone ngati mungapeze ngongole yachiwongola dzanja chochepa kuchokera kwa wothandizira ngati Earnest Low. Kuphatikiza apo, mutha kupeza madola a bonasi kuti mulembetse dongosolo la ngongole ya ophunzira
Tinene mu Seputembara 2020, pali ngongole ya $75,000 (ngongole ya federal ndi/kapena ngongole yachinsinsi) pa 6% ndi nthawi yobweza miyezi 10. Chaka, komanso mwezi uliwonse malipiro a ngongole ya ophunzira ndi $833.
Pogwiritsa ntchito chowerengera cholipira ngongole ya ophunzira, mutha kuwona kuchuluka komwe muli nako mpaka Ogasiti 2030 – zaka khumi zathunthu – kuti mulipire ngongole ya ophunzira anu ndikutembenuza $24,903 inanso kukhala ngongole yamoyo.
New Student Loan Plan Would Cut Payments By More Than Half: How It Works
Tsopano, tinene kuti mutha kuyika $167 yowonjezera pa ngongole za ophunzira kuti mupereke $1,000 pamwezi. Mulipira ngongoleyo zaka ziwiri zisanachitike (zonse zolipira ngongole za ophunzira 94 pamwezi) ndipo mudzapulumutsa $5,677 pachiwongola dzanja pa nthawi yonse yobweza polipirako pang’ono mwezi uliwonse.
Mutha kusunga zambiri pogwiritsa ntchito ngongole ya ophunzira kuti mulipire ngongole ya ophunzira anu.
Pogwiritsa ntchito zomwezo, tinene kuti mutha kubweza ngongole ya $75,000 polipira chiwongola dzanja chatsopano 4.5% ndikupitilizabe kulipira $1,000 pamwezi.
Mulipira ngongole ya miyezi 88 (pafupifupi zaka zisanu ndi ziwiri) ndipo mudzalipira chiwongola dzanja cha $13,229. Zikatero, mungapulumutse $11,674 pachiwongola dzanja pa moyo wangongole yokha. Mitengo yotsika mtengo komanso yolipira ngongole pamwezi
Commonbond Exits The Student Loan Business
4. Chulukitsani ndi 100 kuti mupeze kulemera kwake
Masamuwa ndi ongofuna kudziwa zambiri basi. Iyenera kusungidwa momwe mungasungire mumikhalidwe yosiyana siyana.Sizikutsimikizira kupulumutsa, kubweza, kusungira kapena zina.
Mukafufuza njira zosiyanasiyana zodzilipirira nokha ndikuwongolera bajeti yanu, ndizachilengedwe kukhala ndi mafunso ambiri. Tengani funso losavuta loti-ngati kapena momwe mungafunse ndikupeza zomwe mukufuna kuti mupange chisankho mwanzeru. Nawa mayankho a mafunso omwe amafunsidwa pafupipafupi okhudza kulipira ngongole za ophunzira
Kulipira ngongole za ophunzira msanga kumatha kukupulumutsirani ndalama, koma sikungakhale njira yabwino kwambiri. mumapeza ndalama zosachepera $50,000 pachaka. Ngati ndalama zomwe mumapeza pachaka zikuposa kuchulukitsa ka 1.5 zomwe mumapeza, mutha kupeza mapindu ochulukirapo pogwiritsa ntchito Income-Driven Repayment Scheme (IDR) yomwe ikulipira chikhululukiro cha ngongole.
Companies Are Offering To Refinance Student Loans For 1.74%. Are These Legit?
Inde, ndilibe ngongole za ophunzira za federal kapena ngongole zachinsinsi. Koma ngati muli mu dongosolo la IDR ya ngongole ya ophunzira, mutha kukumana ndi mavuto okhudzana ndi kuchuluka kwa malipiro. Mulingo wamalipiro andalama ukhoza kukhudza ndalama zomwe zatsimikizidwa kuti ndizoyenera kukhululukidwa ngongole.Ngati mukufuna kubweza ndalama zambiri, lankhulani mwachindunji ndi wothandizira ngongoleyo kuti muwone ngati kubwezako ndi Kuyenerera kwaperekedwa. yogwiritsidwa ntchito moyenera ku pempho lanu lakukhululukidwa ngongole.
Pali njira zingapo zomwe mungakulipire ngongole ya ophunzira nthawi imodzi. Kapena mukhoza kulipira ndalama zambiri zimenezo mwezi uliwonse popita ku hostel kapena kuchepetsa ndalama zimene mumawononga.
Kuchuluka kwa ndalama zomwe zimafunika kuti munthu ayenerere Kukhululukidwa Ngongole ya Ophunzira zimadalira ndondomeko yobweza ngongole za ophunzira. Pomwe, dongosolo la IDR limalipira ndalama zolipirira pambuyo pa zaka 20 mpaka 25 zolipira zoyenerera.
Ngati mukufuna lakayd kobda hose a safeda soulyka kunja soo -o-u allyo osapulumutsidwa kautdsan kautdsan kautdsany.
How To Reduce Student Loan Costs
Mitengo yonse yomwe yalembedwa ikuyimira APR CommonBond: Ngati mubwezanso ndalama zoposa $100,000 kudzera mu ngongole yopanda chitetezo, $500 ya bonasi yobweza ndalama yomwe yatchulidwa pamwambapa imapita mwachindunji kwa wokonza ngongole za ophunzira.
Migwirizano ndi zikhalidwe zimatsatiridwa ndi malamulo a boma Loans Zokhazikika zimaperekedwa ndi General Securities Loans, LLC (NMLS #1175900), zopezeka kwa makasitomala a NMLS. Ngati mudziwitsidwa za ngongole, ngongoleyo idzakhazikitsidwa pa chizindikiro cha ngongole, pempho lanu, nthawi ya ngongole yosankhidwa ndi mlingo wosonyezedwa. Ngati mwasankha kudzaza pempholo, adzakoka ngongole yolimba, zomwe zingakhudze ngongole yanu. Mitengo yonse ndi yapachaka (APR) yowonetsedwa ndipo tikulimbikitsidwa kuti obwereka atenge Lagag-payaan Auto Pay ndikusangalala ndi kuchotsera 0.25%. Mitengo yonse yosinthika imatengera mlingo wa LIBOR wa mwezi umodzi, womwe ukugwira ntchito pa Januware 1, 2021 ndipo sungachuluke pambuyo pake.
Pambuyo polipira kuyenerera kwa ngongole, wobwereketsayo ayenera kudziwitsa wokonzekera ngongole ya ophunzira kuti kuyenerera kwabwezeredwa patsambalo, chifukwa wobwereketsa sapereka dzina la wobwereketsa kapena ulalo wa chidziwitso. Obwereketsa ayenera kulemba fomu yofunsira Refinancing Allowance kuti apemphe kulipira ndalamazo. Wokonza ngongole za ophunzira adzatsimikizira kuyenerera kwa ngongoleyo ndipo, atatsimikizira kuti ali woyenera kubweza ngongole, atumize khadi lamphatso la $500 ku imelo yomwe yaperekedwa mkati mwa masiku 14 ogwira ntchito kuchokera tsiku lomaliza la mweziwo. ® Ngati wobwereka safunsira ndalamazo kudzera mwa wokonza ngongole za ophunzira ndikuyamba kulipira ngongoleyo mkati mwa miyezi isanu ndi umodzi, wobwerekayo amataya ndalamazo. Kuchuluka kwa bonasi kudzadalira kuchuluka kwa ngongole yomwe yalipidwa.
Zabwino Kwambiri: $1000 kuchotsera $100K kapena kuposerapo, $200 kuchotsera $50K mpaka $99,999.99. Ernst, ngati mubwezanso $100,000 kapena kupitilira apo, $500 bonasi ndalama zimapita mwachindunji kwa amene ali ndi mapulani a ngongole ya ophunzira. Mitengo yomwe ili pamwambapa ikuphatikiza kuchotsera ndalama kwa 0.25%.
Student Loan Calculator
Makontrakitala atha ntchito Kuti muyenerere Kulandira Bonasi Yopambanayi: 1) Simukuyenera kukhala kasitomala Wokhazikika pano, kapena muli ndi bonasi Yopambana, 2) Muyenera kukhala ndi akaunti yobwereketsa ndalama ndi kampani yomweyi. Alloted Student Loan Planner . 3) Muyenera kupereka adilesi yoyenera ya imelo ndi nambala yotsimikizira akaunti panthawi yofunsira ndi 4) Ngongole iyenera kulipidwa mokwanira.
Mumapeza bonasi ya $1000 ngati mubwezanso $100,000 kapena kuposerapo, kapena mutabwezanso kuchokera pa $50,000 mpaka $99,999.99. Mwa $1,000 yolipira bonasi, $500 ipita mwachindunji ku ngongole ya ophunzira ngati mphatso. Earnest idzasamutsa yokha $500 ku akaunti yanu yochezera mukalandira $200 Welcome Bonasi Earnest idzasamutsa $200 ya bonasiyo ku akaunti yanu yochezera mukailandira. Pali malire a bonasi imodzi pa ngongole iliyonse. Izi sizikugwira ntchito kwa makasitomala omwe alipo kale a Earnest omwe akubweza ngongole zawo za Earnest, makasitomala akulandira kale mabonasi, kapena kupita ndi bonasi ina iliyonse ya Earnest. Galimoto pa tchanelo ichi kapena china chilichonse. Bonasi singaperekedwe kwa okhala ku KY, MA, kapena MI
Mtengo weniweni ndi kubweza kwa kirediti kadi zimasiyana malinga ndi ndalama zomwe mumapeza.Mlingo wokhazikika ndi 3.74% APR mpaka 8.24% APR (kupatulapo kuchotsera 0.25% kwa magalimoto andalama).
Sofi private student loan refinance, citizens bank student loan refinance calculator, best private student loan refinance companies, private student loan refinance rates, private student loan refinance, private student loan refinance interest rates, student loan refinance calculator, best private student loan refinance, sofi student loan refinance calculator, student loan refinance calculator multiple loans, how to refinance a private student loan, nerdwallet student loan refinance calculator