Kurs Dollar Di Money Changer Hari Ini – , he must have heard the terms of the sale price and the purchase price. Even if you don’t know much about these two terms, at least you’ve come across them in these articles.
You might have thought that there was only an exchange rate, such as 1 USD = 13.342 IDR (at the time of writing). Announcements about the course that we often hear from various media. Of course, the course does not mean only that. There are three prevailing rates, namely the sell rate, the buy rate and the intermediate rate.
Kurs Dollar Di Money Changer Hari Ini
Also read: Exchange money in an exchange, what is the difference with Forex? Practical details of sale and purchase price
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The exchange rate is closely related to the exchange of foreign currency in a bank or exchange (
The term exchange rate comes from a foreign language. According to Paul R. To Krugman and Morris, an exchange rate is the price of a country’s currency measured or expressed in other currencies. Meanwhile, according to Salvatore, the exchange rate is the price of one currency relative to another currency.
Below is an example of selling price and buying price calculation that may help you understand better.
Indira Kusuma carefully plans to go on vacation to Austria. Since Austria is a member of the European Union, the currency used is the Euro. So, with caution, Indira Kusuma should use Euro currency there. Carefully go to Indira Kusum’s bank to exchange that amount of rupees for euros.
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At the time of the currency exchange, the current selling price of the Euro was: 1 EUR = 14,500 IDR (for example). While the purchase price is in Euros: 1 EUR = 14,000 IDR (for example). Since Sarmat Indra Kusuma wants to exchange his rupees for euros, the selling price is the reference for his calculations. So, the euro that Sarmat Andra Kusuma will get if he wants to exchange IDR 60 million is about 4,137.9 euros (IDR 60,000,000 / IDR 14,500).
Satisfied with his vacation in Austria, Sarmat Andra Kusuma returned to Indonesia. Apparently, there were still 200 euros left that he did not use. Cautiously, Indira Kusuma then plans to convert the Euro so that its value can be used. Go to Andhra Kusuma with caution
During the exchange, it turned out that the purchase price for the Euro changed slightly: 1 EUR = 14,050 IDR (for example). So, the rupee that Sarmat Indra Kusuma receives from the stock market in relation to the purchase price is IDR 2,810,000 (EUR 200 x IDR 14,050).
In addition to the sale price and the purchase price, there is another type of exchange rate, which is the average price. By definition, the average price is the exchange rate between the selling price and the buying price (the sum of the buying and selling prices divided by two). Generally, the sale price is higher or more expensive than the purchase price.
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Forex traders make a profit margin from this foreign currency / exchange rate difference. When you see a list of foreign exchange rates in the newspaper, on TV or on the Internet, and there is no detail about the buying and selling rates, it means that the exchange rate is average.
Generally, transactions within the territory of Indonesia require the use of rupiah. It is regulated by Indonesia Bank Regulation (PBI) no. 17/3/PBI/2015 Article 2, particularly Chapter II regarding obligation to use Rs. Parties trading in goods or services in the country cannot reject transactions in amounts of Rs.
However, there are some exceptions to this rule and some may still use foreign currency:
The issuance of these regulations cannot be separated from the increase in the turnover of foreign currencies, especially the dollar. It is obvious that Indonesia does not benefit from this. Because it weakens the rupee against the dollar. This situation, if not controlled, will spread to the Indonesian economy. And it does not rule out the possibility of a crisis like in 1998 when the rupee actually fell against the dollar.
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For those of you who frequently travel abroad or transact in foreign currencies, matters relating to the exchange rate should be fully understood. Usually due to the lack of information available about the buy and sell rates, few people make the mistake of mistaking the two rates. By understanding the above, I hope to avoid mistakes in differentiating the sale price from the purchase price. When you go abroad, you must be familiar with the exchange rate or the price of selling and buying foreign currency. This is the price of currency from one country to another.
Last thing you need to do, you can also make foreign currency transactions through your active balance in the app and link one of the foreign currency balances to your mcard to make transactions.
. If you want to buy foreign currency, then the exchange rate or selling rate will be applied, because the bank or the bank
Sell you currency. On the other hand, if you want to sell foreign currency, the exchange rate or the purchase price will apply, because the bank or
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From the customer’s point of view. When going to a purchase transaction in foreign currency, for example, in a bank or
It can be seen from the above screen that if you are buying foreign exchange, the transaction confirmation page will show the current purchase price and finally a buy button to confirm the foreign exchange purchase.
It can only be done between Rupees and foreign currencies (USD/SGD/JPI/GBP/AUD/EUR/HKD) and vice versa. You cannot convert between foreign currencies.
There are two types of exchange rates when it comes to foreign exchange rates, namely the exchange rate and the real rate. The exchange rate is applied when you buy and sell foreign currencies in the app.
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Meanwhile, using debit cards (m-card, e-card and k-card) for all transactions such as ATM cash withdrawals, payments
Abroad, the actual exchange rate applies. Unless the transaction uses an m-card associated with a valid foreign currency in that country, which means no foreign currency transactions. So make sure your M-Card is linked to the currency you need.
To find the current foreign exchange rates (USD/SGD/JPI/GBP/AUD/EUR/HKD), you can check through the help menu in the application. In addition, you can also see the buy and sell rates through the balance details page when you activate a foreign currency balance.
For now, buying and selling foreign currency can only be done on working days (Monday-Friday) from 09:00 to 15:00 CET, excluding public holidays.
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PT Bank BTPN Tbk is licensed and supervised by the Financial Services Authority (FSA) and is a member of the Deposit Insurance Corporation (LDS). We summarize our experience in transactions and the results of our research over the years. Exchange offices in Jakarta and abroad
Since 2013, Bank Indonesia has required money changers in Indonesia to have a business license. Commonly known as a licensed PVA (PVA = Foreign Exchange Dealer).
A money changer, or PVA, can be compared to a supermarket or convenience store. They are everywhere buying and selling foreign exchange, and profiting from exchange rate differences.
It accepts a huge amount of money changers to buy and sell money, the turnover of money in a day reaches billions of rupees, usually small money changers, big traders deal with big money changers. Their rates are among the best among money changers. For example:
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There is a great money exchange in Jakarta, it feels like a bank when we go there. Currency stocks are very high, almost all currencies are ready stocks. And their prices are the best.
The advantages are that it is quiet and the conversion rate is moderate, only slightly higher than the larger currency converters. Suitable for medium transactions.
Make small daily transactions. For example, exchange 1 – 100 million. There are many such gearboxes scattered all over the place. Usually in the form of stalls that only hold 1-5 people.
In this case, the exchange rate is the highest among the listed currency converters. Because they work 24 hours a day. We usually change when we forget or shut down.
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For example, I want to go tomorrow, but I haven’t exchanged money yet. We are definitely looking for a 24 hour money changer. 24-hour money changers spread all over the world.
It has the highest exchange rate in Indonesia. It’s normal if you’re really in a hurry, just exchange it at the airport. But usually the dollar store is empty. Superficially looking, they only cater to foreign tourists who don’t know.
Case study: We want to exchange rupees to Singapore dollars, the lowest rate from vip.co.id is 9400. The rate in medium currency converters is 9410, the rate in small currency converters today is 9425, the difference is 25
Because if you consider that we have to go to Menting, the crowds, even odd numbers and besides, we have to wait in line for at least an hour. 4000 to pay for parking. Or if you go for 20 thousand, it’s the same. So this is the problem. Even more expensive.
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But it will be very different if we want to exchange 100,000 dollars, the difference is 25 IDR, if we multiply the exchange rate difference it can be 2500000 IDR. Well, if so, then it’s okay to stand in line for a long time. Because the difference is good.
If you are buying on your own, cash and transfers are highly recommended. COD brings direct cash. *Note: There are some money changers that do not accept debits/transfers.
Before exchanging foreign currency, always open VIP.co.id. Because their course information is always updated within hours. Then we compare it with the nearest currency converter. If the difference is small, we will definitely buy it in the nearest place so it won’t hurt.
*Disclaimer: The money changer we mentioned above has no promotion or affiliate relationship. We are just sharing our transaction experience. If there are future changes in services, courses, etc. This is all out of our control. Since each money changer has its own policy, a money changer is a service that can help you exchange rupees for foreign currencies. or vice versa. This exchange uses the difference between the buying and selling price. You can currently find money changers in all major cities in Indonesia. One of them is Lampang. There are many money exchange services in Lampang that can serve you. Currency Converter Courses is one of the currency converters
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